Thursday, December 15, 2011

Tribal Education Loan Scheme

The National Scheduled Tribes Finance and Development Corporation (NSTFDC) has launched an Education Loan Scheme for students belonging to scheduled Tribes in the country in the month of November, 2011.

The requirement for availing benefits of the scheme are that the annual family income of the Scheduled Tribe candidate shall be upto double the poverty line and the candidate is willing to pursue technical/professional education, including Ph.D. in India conducted by colleges/universities approved by UGC/Govt./AICTE/ICMR etc.

The details of rule & guidelines etc. of this scheme to avail its benefits are as below:

• NSTFDC would provide concessional loan to eligible Scheduled Tribe students for professional and technical courses including Ph.D in India conducted by colleges/universities approved by UGC/Government/AICTE/ICMR etc.



• A Scheduled Tribe having annual family income upto Double the Poverty Line (DPL) would be eligible. The present DPL limit is Rs. 39,500/- per annum for rural areas and Rs. 54,500/- per annum for the urban areas.

• Loan would cover expenses towards Admission/Examination/ Library/Laboratory/Tuition Fee, Boarding and Lodging, Caution Money, Building Fund/Refundable Deposit, Books Stationery items, Computer, Equipments/Instruments, Study Tours, Project Work/Thesis, Insurance Premium for student and any other expenses towards completion of course. 90% of expenditure/deposits for entire duration of the course subject to a maximum loan amount of Rs. 5.00 lakh (five lakh rupee) per eligible family.

• 6% per annum chargeable form the beneficiary.

• After the moratorium period (Course Period plus one yea or six months after getting job, whichever is earlier) within next 5 years subject to maximum period of 10 years.

• The eligible students should apply to the respective State Channelising Agencies of NSTFDC located in his/her domiciled State/UT in the prescribed format along with copies of the requisite documents.

The above information was given by the Minister of State for Tribal Affairs Shri Mahadeo Singh Khandela in the Rajya Sabha today.

The National Scheduled Tribes Finance and Development Corporation (NSTFDC) has launched an Education Loan Scheme for students belonging to scheduled Tribes in the country in the month of November, 2011.

The requirement for availing benefits of the scheme are that the annual family income of the Scheduled Tribe candidate shall be upto double the poverty line and the candidate is willing to pursue technical/professional education, including Ph.D. in India conducted by colleges/universities approved by UGC/Govt./AICTE/ICMR etc.

The details of rule & guidelines etc. of this scheme to avail its benefits are as below:

• NSTFDC would provide concessional loan to eligible Scheduled Tribe students for professional and technical courses including Ph.D in India conducted by colleges/universities approved by UGC/Government/AICTE/ICMR etc.

• A Scheduled Tribe having annual family income upto Double the Poverty Line (DPL) would be eligible. The present DPL limit is Rs. 39,500/- per annum for rural areas and Rs. 54,500/- per annum for the urban areas.

• Loan would cover expenses towards Admission/Examination/ Library/Laboratory/Tuition Fee, Boarding and Lodging, Caution Money, Building Fund/Refundable Deposit, Books Stationery items, Computer, Equipments/Instruments, Study Tours, Project Work/Thesis, Insurance Premium for student and any other expenses towards completion of course. 90% of expenditure/deposits for entire duration of the course subject to a maximum loan amount of Rs. 5.00 lakh (five lakh rupee) per eligible family.

• 6% per annum chargeable form the beneficiary.

• After the moratorium period (Course Period plus one yea or six months after getting job, whichever is earlier) within next 5 years subject to maximum period of 10 years.

• The eligible students should apply to the respective State Channelising Agencies of NSTFDC located in his/her domiciled State/UT in the prescribed format along with copies of the requisite documents.

The above information was given by the Minister of State for Tribal Affairs Shri Mahadeo Singh Khandela in the Rajya Sabha today.


Source : PIB dtd 15/12/2011

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